Portfolio Mix

Composition of the commercial book — by facility, by security, by sector concentration, and by risk grade.

Facilities3

Sectors13concentration lens

Secured (CRE)88%8 credits · $20.7M

Unsecured (C&I)12%8 credits · $2.9M

By facility

Outstanding balance by facility type

Commercial real estate (property) vs C&I (guaranty)

Credits by Rockne's proposed grade

2 · Strong$10.0M

3 · Good$7.3M

4 · Acceptable$281K

5 · Watch$4.8M

7 · Substandard$1.2M

Diocesan, senior-living, hospitality, and the rest of the book.

Senior Living$7.3M· 2

Medical Office$5.6M· 1

Parish / Religious$3.8M· 3

Catholic Education$2.5M· 1

Commercial Real Estate$1.5M· 1

Hospitality$880K· 1

Construction$610K· 1

Office / Commercial$445K· 1

Restaurant / Hospitality$340K· 1

Manufacturing / Retail$265K· 1

Landscaping / Services$185K· 1

Food & Beverage$128K· 1

Concessions / Events$96K· 1